Your credit score is a number out of 710 that banks and other lenders check when you apply for a loan, mortgage or credit card. The higher your number, the more likely you are to have your loan, mortgage or credit card application approved.
As well as showing your score, Credit Angel gives you access to a full report with all your financial history - you’ll be amazed at the level of detail it shows. It can include loans, credit cards, mobile phones and mortgages you’ve held, balances, payment amounts and address history.
Credit Angel continuously monitors your Credit and social profiles, alerting you of any significant changes or potential fraudulent activity. Credit & Social Alerts keep you informed, up to date and provide you with the ability to view and deal with any potential problems or issues.
Alerts are triggered by changes to your credit report. To make sure that the information on your credit report is correct and that no one is using your name or details fraudulently, please check your new alerts carefully.
Credit Angel has an exclusive range of credit card partners with great rates that we can match to your individual credit score and circumstances. If you keep up with your repayments, credit cards could be a great way to manage and improve your credit score as well as for unexpected expenses.
Access tailored loans and lenders from a panel matched to your credit score and circumstances. Access the best rates for your circumstances.
First thing to do when you get access to your credit report is review the information and check it is correct. Incorrect information on your file is a common reason for a lower score than you may expected. Challenging and correcting wrong information is often a simple way to start driving your score up.
People are often amazed at the amount and detail your credit report holds. Specific financial details can go back years, including searches made by credit agencies on your account. If you see anything you weren’t expecting, you can chat it through with us.
As well credit report and social tools, we can also support you in improving your score or protecting the score you have.
Members can call our UK based call centre team for support and advice. Something look wrong on your credit report? No problem, we can help you through the process of disputing it with the credit reference agency.